$649
Average unclaimed rewards per year
3x
More value with optimization
0
Manual effort required
The Problem
Fragmented rewards cost you
$0
Average unclaimed rewards per American, annually
0B
Dollars in rewards go unredeemed each year
0+
Apps needed to manage rewards today
Current State
One app to track credit cards. Another to monitor offers. Separate airline and hotel loyalty programs. Manual comparisons for travel redemptions.
This fragmentation leads to missed cashback, unused points, poor redemption value, and decision fatigue.
The Solution
Troveo is an AI-powered rewards optimization platform that helps users earn more on daily purchases, unlock the best offers, and turn rewards into optimized travel experiences.
Seamlessly. Autonomously. Without the cognitive load.
Your Potential
Monthly Spend
$3,500
Without optimization
$420
annually
With Troveo
$1,260
annually
+$840 extra per year
Lightning Fast
Card Recommendation
in 0.369 Seconds
Know which card to use, when to use it, and how to maximize every swipe — instantly.
Real-time analysis
Considers rotating categories, bonuses, and spending caps
Location aware
Knows which merchant you're at and optimizes accordingly
Always learning
Gets smarter with every transaction you make
Chase
Sapphire Reserve
Best for
Travel
Amex
Gold Card
Best for
Dining
Chase
Freedom Unlimited
Best for
Everything
Recommended: Sapphire Reserve for 3x rewards
What Makes Us Different
Autonomous AI
Connects Everything
Troveo's AI doesn't wait for you to ask. It continuously monitors, adapts, and identifies opportunities across spending and travel — all happening seamlessly in the background.
Stay informed and in control while AI does the heavy lifting.
Explore FeaturesMonitors Continuously
Tracks card rewards, offers, benefits, and loyalty program changes 24/7
Adapts in Real-Time
Responds to pricing shifts, availability changes, and new opportunities instantly
Identifies Opportunities
Finds optimization chances across spending and travel you'd never spot manually
Learns Your Preferences
Gets smarter over time, understanding your habits and goals
App Preview
Your Rewards
Autopilot Center
Two intelligent dashboards. One for everyday purchases. One for travel and transfers.
Card Recommendations
Ask AuriTop Cards
Recent Optimizations
Travel & Transfers
Best Redemptions
End-to-End Intelligence
One Platform.
One Intelligence.
From a coffee purchase to an international flight, the same AI engine ensures every decision works toward maximum value.
Smarter Spending
Identifies the best card for every purchase, optimizes cashback, points, and miles in real time.
Rewards That Work
Tracks accumulated points, understands real redemption value, and prevents low-value redemptions.
Optimized Travel
Finds best flights and hotels with points, surfaces optimal transfer partners, and maximizes every trip.
Why This Matters
Your AI Assistant
Always On
Auri your AI Rewards Assistant works around the clock. From handpicking rewards to calling providers and negotiating better rates, discovering new rewards every hour.
$847
avg. saved
2.4K
calls made
94%
success rate
Live Preview
My internet bill is too high. Can you help?
Just now
Handpick Rewards
Auri finds personalized rewards and offers tailored to your spending habits and preferences.
Auto-Negotiate Bills
Let Auri call your internet, phone, or cable providers to negotiate better rates on your behalf.
Insurance Optimization
Auri reviews your insurance policies and finds better coverage at lower prices automatically.
Subscription Manager
Track all subscriptions, cancel unused ones, and negotiate renewals. Auri handles it all.
Experience Auri AI
Listen to a Sample Conversation
Ask Auri anything about rewards, and get instant answers, just using your voice.
Features
Smarter Spending to
Dream Vacations
Earning rewards is only half the story. Troveo extends optimization beyond spending to maximize every point.
AI-Powered Card Picker
The right card for the right spend — every time. Real-time analysis of categories, multipliers, and rotating offers.
Offer & Deal Alerts
Instant alerts for time-sensitive offers. Never miss a bonus category or limited-time cashback deal.
All Rewards, One View
Track points, cashback, and miles across every card. See your total rewards value at a glance.
Smart Card Linking
Connect cards securely. Troveo reads benefits and builds a personalized optimization strategy.
Instant Recommendations
Know which card to use before you tap. Maximized rewards, zero effort.
Spend Intelligence
Understand spending patterns across all cards. Earn more from every dollar.
Travel Points Optimizer
Find the best flights and hotels using your points. Maximum value per point.
Smart Points Transfer
Transfer points between programs to unlock the best redemptions.
Hotel & Holiday Finder
Let AI find the best way to book your dream trip with points.
Security
All Brain.
Zero Risk.
No impact on your credit. Read-only access. Encrypted and secure. Built for privacy and peace of mind.
Read-Only Access
We never touch your money. Read-only connections mean Troveo can only see your data, never move it.
Bank-Level Encryption
256-bit AES encryption protects your data at rest and in transit. The same standard used by top financial institutions.
Privacy First
Your data is never sold or shared with third parties. Built from the ground up for privacy.
Support
Frequently
Asked
Everything you need to know about Troveo.
Troveo is an autonomous AI platform that helps you maximize credit card rewards by recommending the best card for every purchase, optimizing travel bookings, and automatically tracking all your rewards in one place.
Troveo provides card recommendations in less than 0.369 seconds, analyzing your cards, location, and merchant category in real-time to ensure you always use the optimal card.
Absolutely. Troveo is built in America and your data never leaves the mainland United States. We use bank-level encryption, read-only access to your accounts, and are working towards SOC 2 Type II compliance for enterprise-grade security.
Auri is your AI rewards assistant within Troveo. You can chat or talk to Auri to get personalized recommendations, negotiate bills, book travel, and take action on your behalf — all through natural conversation.
You can join the waitlist by entering your email on our website. We'll notify you when early access becomes available, and waitlist members get priority onboarding.
Troveo is currently in early access. Sign up for the waitlist to be notified about pricing and availability. Early adopters may receive special pricing benefits.
No, Troveo never impacts your credit score. We use read-only access to view your card information — we cannot make charges, open accounts, or perform any actions that would affect your credit.
Troveo supports all major credit cards from issuers like Chase, American Express, Capital One, Citi, Discover, Bank of America, and many more. We continuously add support for new cards and reward programs.
Troveo's autonomous travel booking analyzes your reward balances, transfer partners, and redemption values to find the best way to book flights, hotels, and experiences — whether using points, cash, or a combination for maximum value.
Yes! Troveo tracks all your existing points across cards and programs, shows you the real dollar value of your rewards, alerts you before points expire, and recommends the best redemption strategies.
Unlike simple trackers, Troveo is autonomous — it actively works for you. From instant card picks to AI-powered travel booking and conversational assistance through Auri, Troveo handles the complexity so you can focus on earning and enjoying rewards.
Troveo analyzes multiple factors including merchant category codes, your location, current promotions, bonus categories, and your card portfolio to calculate which card earns the highest rewards for each specific purchase.
A mobile app for iOS and Android is coming soon. Join the waitlist to be notified when it launches and get early access to download.
Yes, Troveo works great for business expenses. You can add both personal and business cards to optimize rewards across all your spending, and our tracking makes expense reporting easier.
You can reach our team at hello@troveo.app. We're committed to providing excellent support and typically respond within 24 hours.
Request Access
Every Reward,
One Platform
Troveo brings everyday spending, rewards, offers, and travel together under one autonomous AI platform.
No spam, no clutter, no passive-aggressive emails. Unsubscribe anytime.